Melissa Kulikoff has built a reputation based upon skill, trust, and knowledge. She has 16 years of residential lending experience. All of her business originates through referrals from past clients, realtors, and business associates.

Melissa's gift is the ability to walk you through your mortgage transaction with patience and understanding. She and her team will close your loan on-time and with with a high level of efficiency. She is available to take your calls or meet with you outside of normal business hours. This is especially convenient for families relocating to South Texas from other time zones.

When asked: "Why are you so successful?"
Melissa says: "I love my job. The secret to my success is that my heart is in the right place."

"Contact me today for all of your residential lending needs." M. Kulikoff